You might be bowing down in gratitude to the universe for your furry pet recovered from a fatal illness or accident, but what to do when the vet bills are soaring?
You may have been through this situation more than once and want a solution to fix it. When your pupper isn’t behaving normally, especially for a long time, then a vet visit might be due. Sometimes it may be nothing severe, and other times the canine expert can diagnose serious illnesses.
In a case like this, all you may want to do is to give your four paws the best medical care possible. Serious illnesses and chronic issues may require medications, surgeries, follow-up treatments, vet visits, and much more that can cost you a fortune.
This is one reason why you should consider being prepared with puppy insurance. Dog insurance covers a canine fur baby’s testing, treatment, and medications for covered health conditions up to a benefit limit, which is why you must contemplate purchasing a policy.
Meanwhile, read this article to learn how to afford your poochie’s vet bill with minor stress.
Discuss the payment plan
Some veterinarians allow their clients to pay large bills in small chunks. Check with your vet if bearable installments are an option you can explore.
Work your credit card
If you cannot pay the bill instantly but are sure that your account will be replenished with money soon, you can use your credit card to cover the vet costs. Refill the account before interest kicks in, so you don’t have to feel more financial heat.
Avail of a personal loan
Some banks can be ready to offer personal loans; find them through a quick search online. Depending on the amount borrowed, some banks may or may not ask you to put down collateral but subject you to inflating interest rates to lend you the money.
Make use of the credit line
If you have been a good customer in the past, your bank may offer you a personal line of credit. The benefit of getting money through a credit line is the interest rates can be much lower than they would have been with a personal loan or credit card usage.
Exchange goods for services
If you live in the countryside or a small town, you can negotiate with the vet to pay through goods equivalent to the billing amount. This might not work all the time and in urban areas, however.
Make use of crowdfunding and social media websites, post a story with a payment link, and request people to pool in money for your doggo’s vet care. You can also ask your friends and family to share the post so it reaches a larger audience and gets you more helping hands. You may be lucky to gather some money, even if not the total billing amount.
You can auction some of your precious belongings to pay vet bills. However, a much safer option can be considering buying puppy insurance. Dog insurance covers a puppy for accidental injuries, allergies, particular illnesses, dental conditions, and much more with minimum economic stress, so why not contemplate purchasing a policy?